Florence floor plan by Ryan Homes
Walking into this picture perfect home at Stone Ridge Estates, you’ll know you’re home. The open floor plans provide versatile space. There’s a second story loft could easily be a fourth bedroom. In the finished lower level, there’s a recreation room with a bath rough-in. Upgraded poured concrete patio on premium wooded lot. Custom finishes, hardwood floors, stone fireplace, bead board wainscotting. Master bath with jetted tub.
This place has so much to offer! Give us a call at 513.560-6513 to schedule a showing!
Schedule a showing to see your new home!
513-560-6513 | email@example.com | http://www.Finn-Team.com
Both chambers of Congress have now passed the new tax bill, and its the first overhaul in more than 30 years. The National Association of REALTORS worked throughout the tax reform process to preserve the existing tax benefits of homeownership and real estate investment. Many of the changes reflected in the final bill were the result of the engagement of NAR and its members, not only in the last three months, but over several years.
The tax bill has been passed with all of its pros and cons. Last minute changes to the bill include the following improvements for real estate.
-Capital Gains Exclusion. In a huge win for current and prospective homeowners, current law is left in place on the capital gains exclusion on $250,000 for an individual and $500,000 for married couples on the sale of a home. Both the House and Senate had sought to make it much harder to qualify for this exclusion.
-Mortgage Interest Deduction. The maximum mortgage amount for households deducting their mortgage interest has been decreased to $750,000 from the current $1 million limit. The house bill sought a reduction to $500,000.
-State and Local Tax Deductions. Both property taxes and State and Local income taxes remain deductible, although with a combined limit of $10,000. Both the House and Senate bills sought to to eliminate the State and Local income tax deduction altogether.
All individual provisions are generally effective after December 31, 2017 for the 2018 tax filing year and expire on December 31, 2025 unless otherwise noted. The provisions do not affect tax filings for 2017 unless noted. Individuals should consult a tax professional about their own personal situation.
You may benefit from pre-paying your 2017 real estate/property tax bill before the end of the year. With the caps on deductibility of state and local income and property taxes at $10,000 for tax year 2018 and going forward, but that cap does not apply in 2017. If your real estate tax bill is expected to exceed $10,000 in 2018, you may strongly benefit from pre-paying property taxes due in 2018 right now before year end.
If you have any questions about how this may affect your decision to buy or sell real estate in the coming year, reach out to your Real Estate Resource, the Finn Team: www.Finn-Team.com or firstname.lastname@example.org.
Coldwell Banker, a globally recognized name in real estate, announced Rick Finn of the Finn Team in Cincinnati, Oh. was Coldwell Banker’s #9 Sales Associate in North America for units sold in 2016. Finn was recognized with other top global real estate talent at Coldwell Banker’s Gen Blue conference in Las Vegas, Nev.
The company officially announced its top awards recipients earlier this spring, naming Finn among the highest producing agents in the country, of the more than 88,000 real estate agents and teams affiliated with Coldwell Banker.
The Finn Team, affiliated with Coldwell Banker West Shell in Cincinnati, Oh., is an eight-person team consisting of top-tier agents, marketers and administrators. The team closed 179 transactions in 2016, and is on track to close at least that many in 2017.
“We are so humbled and appreciative of this recognition,” Finn said. “Our team works diligently, along with our brokerage and Coldwell Banker, to provide the best service we can to our clients, and it’s them – the clients – our friends, families, and ever-growing network, who really made this possible. We can’t thank them enough.”
Rick Finn has been a real estate professional in his hometown of Cincinnati for more than 20 years. He and his wife, Holly, consistently keep the Finn Team ahead of its peers, with cutting edge technology, unique and personalized marketing, and top-rated customer service.
Coldwell Banker West Shell and Coldwell Banker King Thompson together form Coldwell Banker Ohio, which consists of 18 offices and nearly 1,300 sales associates serving the greater Cincinnati and Columbus metro areas. The companies are part of the larger NRT, the nation’s largest residential real estate brokerage company. In 2017. REAL Trends ranked NRT as the #1 Residential Real Estate Brokerage Company for an unprecedented 20th consecutive year.
Real estate agents affiliated with Coldwell Banker West Shell are independent contractor sales associates and are not employed of Coldwell Banker West Shell.
Rick Finn and his team can be reached at 513-533-8081 or email@example.com.
OPEN HOUSE IS CANCELLED FOR SUNDAY NOV. 26
★Classic English Tudor filled with udpates!
OPEN HOUSE – SUNDAY, OCTOBER 29, 12PM – 1:30PM
English Tudor Blocks from Mt. Lookout Square
So many updates….schedule a showing to see in person!
513-560-6513 | firstname.lastname@example.org | http://www.Finn-Team.com
This all brick ranch home has a covered front porch, attached garage (with door opener) with hardwood floors, eat-in kitchen and more!
The first thing you notice when you walk up to 20 Thompson is the great yard and covered porch! Walk in and enjoy the hardwood floors and fireplace in the living area. Continue on into the charming dining room, then into the spacious, equipped eat-in kitchen.
The home boasts two bedrooms, with the possibility of a third bedroom or study in the finished lower level.
Walk to Beechwood school, restaurants, parks, and convenient access to the highway!
Give us a call at 513.533.8081 so we can introduce you to your new home!
(Plus ONE LAST opportunity to own a part of Vivian Lofts!)
Stop by for hot dogs, beer, and more!
For every person in attendance, The Finn Team will donate $5 to Hurricane Relief funds in Texas and Florida to benefit the victims of these recent storms, so to do your part, you just have to SHOW UP!
(Vivian Lofts’ developer just agreed to MATCH these, and all other donations!)
Jackie Waters, a client and friend, recently went through the probate process after her mother-in-law passed away, and quickly realized she and her husband hadn’t done enough to plan for the future.
Sure, we have a retirement plan and a will, but I realized I wasn’t clear on whether our home would be passed on to our children if something were to happen to us. I also wondered when my husband and I should think about selling our home. We love it, but it will be hard for us to manage as we age. So, I did tons of research, and the more I learned, the better I felt.
We invited her to share some of her insight after wading the rough waters of the probate process and life planning. We hope you enjoy!
Do you work in an industry that crosses over with real estate?
Have you had an experience that made you “learn the hard way”?
Do you have a knack for the written word? (Even if you don’t, we have an editor on our team!)
We’re looking for more guest bloggers! Email us at email@example.com to find out more!
It’s never too early to begin developing a comprehensive life plan that takes into account the safety (both financial and physical) of you and your family from the present to the future. Here are a few essential items that must be in any good life plan.
Financial considerations for your children
“Providing sufficient financial resources for your children’s care is your responsibility. And, as a responsible parent, you must take steps to protect what your children will receive … whether it’s through life insurance, savings or some other means,” says one CPA.
It’s vital to establish savings for the unfortunate event of your death and to make sure that your property is included in any sort of transfer. This can be done through trusts, regular savings or investment accounts, or through specific types of accounts like a 529 plan for college savings.
Any good life plan won’t just think about financials, but will also cover some of the great curve balls life throws at you. One such curve ball some neglect to include in their life plan is the threat of a disaster, and how you must prepare your home for that unlikely (but often not too unlikely) event.
“Emergency preparedness is not only for Californians, Midwesterners and Gulf Coast residents. Most communities may be impacted by several types of hazards during a lifetime,” notes Ready.gov.
You should research your geographic area and make preparations based on what sort of disaster is the most likely to affect you. Fire, of course, is a threat to anyone with a home. Check here for great tips of home fire preparedness. When it comes to natural disasters, you may need to devote more planning toward storms and tornadoes, as opposed to hurricanes, if you live in one particular area and vice versa for another location. If you or a member of your family suffers from a disability like a visual impairment, special preparations may need to be made.
It’s hard – often downright impossible – to build a nest egg for retirement without making smart, sound investments. Investing in a Roth IRA, taking advantage of your employer’s 401(k) matching program, and putting some savings in a conservative investment fund are ways to be smart about letting your funds make money for you in the future.
Investing in real estate is another smart way to build your nest egg, but be careful. Many think that investing in real estate is easier than playing the stock market, and often find themselves in for a rude awakening. Click here for more information on real estate investment opportunities in your area. (Editor Note: Make sure you have a good real estate agent to walk you through this sometimes difficult process!)
“Real estate investing really can be as conceptually simple as playing monopoly when you understand the basic factors of the investment, economics, and risk … However, keep in mind that ‘simple’ doesn’t mean ‘easy’. If you make a mistake, consequences can range from minor inconveniences to major disasters,” notes The Balance.
If you’re looking to get into real estate, first you need to understand the more than half a dozen different types of real estate investment strategies. For more information on residential real estate, commercial real estate, real estate investment trusts, and more, check here. (Editor Note: Or ask us.)
Your comprehensive life plan will need to include more than investments, nest eggs, college funds, and disaster prep, but any respectable life plan will put a heavy focus on these. Before beginning any life plan, first take some time to really think about what you want in life – 5, 10, 20, and 50 years down the road. Without a clear idea of your dreams and desires, your life plan will be too generic.
Photo Credit: Pixabay.com
This Saturday, August 26th, from 11am until 9pm, Tender Mercies is continuing its newest tradition, with the 5th Annual Taste of OTR, featuring tastings every 60 minutes, along with local brews and local bands! The event will benefit over 150 adults with mental illness, who are recovering from the trauma of homelessness.
The Taste of OTR features restaurants, food trucks and retailers, all of whom contribute to making OTR the rich cultural center of the Queen City. The event will also include a variety of local breweries, including MadTree, Fifty West, Braxton, Moerlein, Rhinegeist, Taft’s Ale House and more.
In conjunction with the Taste of OTR, Coldwell Banker West Shell’s Metro Office, along with the Finn Team, will host Taste of OTR Living from 1 p.m. to 4 p.m. on the day of the event. With over 30 units open to tour, visitors will get a fresh insight into the newest “City Living” homes on the market in the neighborhood.
Along this tour, just a block down from the Coldwell Banker offices, you’ll find Rick Finn and the Finn Team, providing tours of Vivian Lofts, some of OTR’s most interesting condos for sale. With local touches, and vintage pieces, with all the luxury you’ve come to expect, Vivian Lofts can provide anything from a downtown way-of-life, a weekend home or side income as a rental or Air BnB. Tourgoers are encouraged to stop by 1420 Elm Street and visit Rick at Vivian Lofts. Also, make sure you stop by the Coldwell Banker Metro Office at 1400 Elm (across from Washington Park) to receive a map of all homes on the tour.
For more information on the 5th Annual Taste of OTR:
For more information on the Taste of OTR Living Tour, CLICK HERE.
For more information on Vivian Lofts, CLICK HERE.
For more information on the Finn Team, CLICK HERE.