Cincinnati Real Estate Statistics

Pros and Cons of the New Tax Bill

Both chambers of Congress have now passed the new tax bill, and its the first overhaul in more than 30 years.  The National Association of REALTORS worked throughout the tax reform process to preserve the existing tax benefits of homeownership and real estate investment. Many of the changes reflected in the final bill were the result of the engagement of NAR and its members, not only in the last three months, but over several years.

The tax bill has been passed with all of its pros and cons.  Last minute changes to the bill include the following improvements for real estate.

-Capital Gains Exclusion.  In a huge win for current and prospective homeowners, current law is left in place on the capital gains exclusion on $250,000 for an individual and $500,000 for married couples on the sale of a home.  Both the House and Senate had sought to make it much harder to qualify for this exclusion.

-Mortgage Interest Deduction.  The maximum mortgage amount for households deducting their mortgage interest has been decreased to $750,000 from the current $1 million limit. The house bill sought a reduction to $500,000.

-State and Local Tax Deductions.  Both property taxes and State and Local income taxes remain deductible, although with a combined limit of $10,000.  Both the House and Senate bills sought to to eliminate the State and Local income tax deduction altogether.

All individual provisions are generally effective after December 31, 2017 for the 2018 tax filing year and expire on December 31, 2025 unless otherwise noted.  The provisions do not affect tax filings for 2017 unless noted.  Individuals should consult a tax professional about their own personal situation.

You may benefit from pre-paying your 2017 real estate/property tax bill before the end of the year.  With the caps on deductibility of state and local income and property taxes at $10,000 for tax year 2018 and going forward, but that cap does not apply in 2017.  If your real estate tax bill is expected to exceed $10,000 in 2018, you may strongly benefit from pre-paying property taxes due in 2018 right now before year end.

County Treasurers in Hamilton County, Butler County, Clermont County and Warren County have confirmed that you can determine and pay your entire 2018 real estate tax expense before December 31, 2017.

If you have any questions about how this may affect your decision to buy or sell real estate in the coming year, reach out to your Real Estate Resource, the Finn Team: or  

Top Real Estate Agent Recognized at Circle of Excellence: Finn Team


Finn Team of Coldwell Banker West Shell, were recognized by the Cincinnati Area Board of Realtors on Thursday, January 12, 2017 for their achievement in home sales.

The prestigious “Circle of Excellence” Award was earned for their 2016 home sales volume.  They reached the elite 13th Level, according to Cincinnati Area Board of Realtors, which puts them in the top 5 out of over 5,000 agents. They are passionate about what they do, and have been successfully selling homes in Cincinnati for over 23 years.  Rick and Holly are honored to be associated with Coldwell Banker which is the leading real estate organization in North America, and is know for the excellence and professionalism in the industry.

Coldwell Banker West Shell provides them with the powerful global resources of an international organization, which they combine with their focus and expertise serving the needs of our local communities.  They are dedicated and passionate about Cincinnati Real Estate, and are also licensed in Northern Kentucky.  Their market knowledge and enthusiasm allow them to excel in today’s evolving real estate market.

To find out more, visit or you can find their business page on Facebook.

Oakley Homes for Sale

Did you know…there were 5 sales in Oakley within the past 6 months over $400,000 that were not listed in the MLS (Multiple Listing Service)?


This week, we went on a listing appointment for a home in Oakley that is worth over $400,000.  If an agent just pulls up what has sold in the MLS for the past six months over $400,000 in Oakley, they come up with only 3 sales: Click Here.  The Finn Team has the software to pull up all sales information including:  word-of-mouth, for sale by owner, renovations/flips.  Those additional 5 homes in Oakley that sold over $400,000 are NOT in the MLS data.  If you are pricing your home, missing this data can mean leaving dollars on the table.  Not having this data can also mean the home will not appraise.  We stay on top of getting appraisers this information to ensure a smooth transaction when selling our listings.  No matter what the value of your home, make sure to interview the Finn Team if thinking of selling!oakley-collage2     When selling your home, call the Finn Team because they offer:

  • Local Realtors who specializes in your area.
  • Agent with 24 years of experience .
  • Volume of sales to offer more knowledge.
  • Professional relationships with Appraisers, Lenders, Stagers, and more.
  • Latest technology to market your home to larger audience.

Click Here to find out the current market value of your home, or reach out to us anytime:  |  513-533-8081  |



Low Inventory = More Home Additions/Renovation Projects

cincinnati homes (1)

Inventory of homes for sale is at a historically low level.  That’s prompting more owners to work with what they have.  We are expecting remodeling and repairs of existing homes to increase this year. Housing Studies predict that expenses for remodeling and repairs will surpass $300 billion this year. Home improvement spending is expected to continue its strong growth over the next three years.

We keep getting calls from people saying that they are looking to purchase a bigger home this year but with inventories so tight, they were struggling to find a home.  If you are looking for a home, the number of options out there are very low right now.  Several of our clients have said that they are ready for a larger home, but feel that their best option may be to put a huge addition on their current home.

Partnering with the Finn Team, allows you to access our resources, experience, and connections.  We are able to give market information on what is available, what the value of your home would be after additions/renovations, as well as recommendations for contractors and architects.

Bottom line:

  • Now may offer a great opportunity to sell because of low inventory levels.  Many of our clients can’t find a home that fits their needs.
  • Finn Team can be your real estate resource whether you are moving, or looking to do improvements to your current home.
  • Looking at all of your options and information in order to make an informed decision is best…and we can help!

Reach out to the Finn Team anytime:  Rick Finn  513-702-4090 or

Visit our Website and Like us on Facebook!

3-living room4-54-living room77-erie10-dining room10-kitchen12-master14-living room14-master bath115-kitchen4101RowanHill_19



Marketing For Your Cincinnati or Northern Kentucky Home

Buying and Selling Real Estate is a large financial decision.  Your home is not average, so why use an average marketing plan?

Homes with a customized and upscale marketing strategy sell faster and for top dollar. We utilize a multi-layered approach to give your home the best exposure, while showcasing your home’s exceptional features.  You made a smart decision when you purchased your home, now is the time to make an informed decision before selling.  

What differentiates us from the average agent?

  • Multi-layered marketing approach = proven results
  • Google analytics = data and statistics for informed decisions
  • Targeted Marketing = identifying media to reach specific demographics
  • Customized presentations = upscale & innovative print designs
  • Prime web presence on hundreds of sites for maximum visibility = more showings

The Finn Team has 25 years of experience selling residential real estate in Cincinnati and Northern Kentucky, which is imperative in this fast-paced market.

Interview the Finn Team and find out the details on what makes us successful!

Rick and Holly Finn   |   513.560.6513   |

Selling a home across the street from a school?  Let’s try an after-school open house to catch parents in the pick-up line!  We had a great turnout and it sold to a Buyer that came through the open house!

Copy of YOU'RE INVITED!.png







Host events at the Home for Sale to generate interest and network with neighbors:

Connections with news channels for coverage of Homes for Sale:


Offer incentive or giveaway to attract interest:


View our listing in the Business Courier

View coverage on Downtown listings

View our listing on Cincinnati Refined

View our listing on Cincinnati Magazine

We welcome the opportunity to discuss your home and see what makes it unique!  We will provide data showing how much values have risen in your neighborhood, along with a comprehensive marketing plan tailored to your specific property.  Interview the Finn Team before making a decision.

Follow us on Facebook to see other examples!

Custom Home in Legendary Ridge


$435,000 | 8375 Macy Lane, Cleves, OH 45002

  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 0.44 Acres
  • 2 Car Side Entry Garage

Custom home on private Lane in Legendary Ridge!

10Step into the impressive 2-story foyer with hardwood floors. The first floor study boasts a tray ceiling, crown molding and french doors. The kitchen includes 42-inch custom cabinetry, upgraded granite counters, island seating, 5-burner gas range, hardwood floors, an eat-in area, a large pantry and a desk area.

The house has an open floor plan, including a great room with built-ins, gas fireplace and surround sound – perfect for entertaining!

14The master retreat features a master bathroom with granite, double vanity, two shower heads with body spray and a separate soaking tub. How relaxing!

This professionally decorated home is ready for you to move right in!

20Entertaining continues with the luxury outdoor space, which includes a covered Trex deck with recessed lights, and a gas fireplace. Lower level has 9-foot ceilings, large windows and a full bath roughed in, with a walkout to the patio. 

The professional landscaping adds the perfect finishing touch, along with quality Pella windows and doors, four-zone heating and cooling, second floor laundry, carrier high efficiency furnace, tankless water heater, water softener, an oversized two-car garage with built-in storage, and custom cubbies and built-ins in the mudroom. 

Contact us for more information or showings: Finn Team, Coldwell Banker West Shell

513-560-6513   |   |

Coming Soon in Oakley!


3411 Aston Court Cincinnati, OH 45209

Oakley  $279,900

2 Bed/2.5 Bath   |   Attached Garage   |   Finished Lower Level

Coming Soon in Oakley! Fantastic townhome with 3 levels of living space in private condo community. Dramatic great room with vaulted ceilings, open floor plan, and wood burning fireplace. Update kitchen with stainless steel appliances.  Convenient attached garage and desirable end unit. Master bedroom with cathedral ceilings, hall bath with double vanity + separate tub and shower. Walk-in closets, large laundry room with shelves, storage, water heater new in 2014. Finished lower level could be family room or 3rd bedroom with full bath. Large deck with privacy and view of woods! Enjoy low maintenance living in a central location! Walk to the charming East Hyde Park restaurants & shops, or to Kroger/Hyde Park Plaza. Just one mile to Hyde Park Square, Ault Park, or Oakley Square.

Live the easy lifestyle where you can walk to Dutch’s, Forno, Cafe Mediterranean, and so much more!  Be right near the future Wasson Way Bike Trail.

Contact us for more information: 513-560-6513 or 



Homes Coming Soon in Oakley & Hyde Park

Inventory is extremely low!  If you are looking for a home in Oakley, Hyde Park, Mount Lookout, Norwood and many other neighborhoods, it is important to choose a real estate team that is proactive in bringing you listings before they hit the market.  For all of our Buyers, here are a few for today.


Minot Ave
3-4 Bedroooms/4.5 Baths/2 Car Garage
Price around $375,000
  • Huge vaulted master suite with 9×11 walk in closet, travertine tile bathroom with 6 ft. granite double vanity!
  • New Kitchen with Granite Countertops, SS Appliances, Viking Range
  • 4.5 Bathrooms all remodeled
  • Open floor plan, Refinished Hardwood Floors, Wet Bar 2011
  • 2 story covered Deck in 2014 (part of the addition)
  • Brand New 2 Car Garage 2015, New Cement Driveway 2016.
  • Finished basement 2012 (wired for surround sound)
  • Cedar Fence 2015, Custom 2″ Wood blinds 2014.
  • Tankless High Efficiency Hot Water Heater 2014, All new HVAC 2010, Brand new A/C 2013
  • Completely painted exterior in 2011 and addition in 2014. Hardieboard siding on house and garage.
  • Available for showings April 17th.
Sherel Ln
3 Bed/1.5 Bath/1,700 sq.ft
Nice brick home in the Pillars with a finished lower level!
Available for showings now.
Great street in South Norwood off of Smith Rd near Rookwood!
Updated move-in condition
2 Bed/1 Bath
Price around $150,000
3 Bed/2 Bath/Family Room addition on first floor
Walk to Hyde Park Square!
4 Bed/2.5 Bath/2 Car Garage
Price around $400,000
Coming on the market Friday
Contact the Finn Team, Coldwell Banker West Shell for the latest list of homes before they hit the market:

513-560-6513   |   |

*We compile our lists from networking with other agents, for sale by owners, our own listings, talking to people in the neighborhood, etc.


Cincinnati Home for Sale in Hyde Park

Impressive brick home just 2 blocks to the square!
2570 Erie Avenue  Cincinnati, OH 45208
Hyde Park   $899,000
4 Bedrooms   |   3 Full/1 Half Baths   |   2 Car Garage

Stunning brick Hyde Park home, just 2 blocks from the square. Grand architectural elements combined with new kitchen, baths, and mechanical updates. Classic quality with superior craftsmanship and finishes. Attention to detail in every direction. Stained glass windows, leaded glass door, 3 gas fireplaces, hardwood floors, crown molding, pocket doors, and butler pantry. The kitchen is expanded and updated with granite counters and breakfast room filled with sunlight. Spacious first floor family room. Master bath and hall bath have been renovated with double vanities, glass enclosed shower, jetted tub. The full third floor features high ceilings, huge space, and full bath. New patio 2015, All new box gutters 2015, New furnace and a/c 2014. Fenced yard and 2 car garage.  Enjoy the view from the huge veranda with ceiling fans and a porch swing!

Property Details:
★ Expanded kitchen with large granite island, Subzero refrigerator, Wolf gas range with 4 burners plus griddle, double ovens, Bosch dishwasher, and breakfast room with walls of windows.
★Butler’s Pantry with cabinetry, sink, and space for home office.
★Stunning woodwork, crown molding, hardwood floors, pocket doors, stained glass.
★Three gas fireplaces.
★Two 2nd floor full baths, double vanities, glass enclosed shower, jetted tub.
★3rd floor with many possibilities!  Huge space with high ceilings and full bath.
★New paver patio was installed in 2015, fenced yard, 2 car garage.
★All new box gutters 2015, new furnace and AC 2014, updated electric.
★Outdoor spaces include: covered veranda with ceiling fans and porch swing, screened in porch, garden patio, wrought iron fence, flat grass area.
★All work was done with highest level of craftsmanship and quality.
★Premier location just 2 blocks to Hyde Park Square!
Hyde Park Square
One of Cincinnati’s oldest, and hippest shopping meccas, with over 175 one-of-a-kind shops, restaurants and events.  Provides patrons with the best, the newest, the most exciting selection in town!
Hyde Park4

Walkable communities are thriving, livable, sustainable places that offer people a positive quality of life.  This home allows you to simply walk to the bank, meet friends at the coffee shop, walk to dinner at an outdoor restaurant, kid’s school or activities, library, farmer’s market, and much more.  Live in the heart of a vibrant community where people are outside.  Enjoy a more livable, walkable, bikable lifestyle!

Distance from 2570 Erie Ave to:
Post Office         0.1 miles
Wine Store         0.2 miles
Library                0.3 miles
Coffee Shop       0.3 miles
Yoga Studio        0.3 miles
Contact us to schedule a showing:  Finn Team, Coldwell Banker West Shell
513-560-6513   |   |

Cincinnati Luxury Home Specialist


Buying and Selling Real Estate is a large financial decision.  Your home is not average, so why use an average marketing plan?

Homes with a customized and upscale marketing strategy sell faster and for top dollar. We utilize a multi-layered approach to give your home the best exposure, while showcasing your home’s exceptional features.  You made a smart decision when you purchased your home, now is the time to make an informed decision before selling.   (more…)