5 Reasons Cincinnati is a Perfect Home for You

Guest Post by: Abigail Golder

Cincinnati, the 3rd largest city in Ohio is located directly across the river from Covington, Ky. and is known for its incredible chili, diehard baseball and basketball fans, huge Oktoberfest celebration and sloping riverfront skyline. As one of the lesser known cities in the United States, Cincinnati still espouses itself to be affordable and friendly to newcomers in ways that more established cities simply aren’t. This makes it a great choice for folks looking to put down roots in a new area without the financial headache or cold shoulder of the locals. It might not be the header of conversations like New York or Chicago, but still has plenty to offer for those looking for good beer, great architecture and amazing people.

Climate of Cincinnati

Cincinnati has four full seasons. During the summertime, heat swells to an average 87 degrees Fahrenheit, while the winter highs hover between the low 40s and mid 50s. Unlike many other places in the Midwest, Cincinnati is located inside of a valley, trapping weather inside. When it’s hot it feels hot for days and when it snows, it stays on the ground long enough to get out and enjoy it. Mild weather in between gives Cincinnatians plenty of options for outdoor activities.

Public Schools in Cincinnati

The Cincinnati Public School System allows for open enrollment. This means students are welcome to attend a school outside of their district if space is available. This is great for families moving to the area, and makes the difficult decision of enrolling your child into school easier because you don’t have to find housing within the same district line as your ideal school.  The public school system in Cincinnati also offers college prep courses, post-secondary enrollment options and offers scholarships to families with students who would benefit from one-on-one mentorship. There are also plenty of private school options, as Hamilton County ranks #2 in the country (among the 100 largest counties in the nation) in number of private school attendees.

Cost of Living in Cincinnati

The cost of living in Cincinnati is approximately 8% lower than the national average. Housing is especially cheap for residents, coming in at 25% below the national average. This said, home values are rising, which is a good thing for people thinking about buying a home here.  The median list price for a Cincinnati home is about $159,500, much less than the national median, which is about $253,500. It’s easy to see why people are considering buying in Cincinnati and with that market rising, there’s no better time to buy. Other living costs like groceries, health care and utilities are also below the national average.

Attractions in Cincinnati  

There’s no end to the list of things to do in Cincinnati. Residents would recommend an afternoon spent cheering on the Bengals at the Paul Brown stadium. The gigantic riverfront development has 65,535 seats on three levels, including 7,600 club seats and 114 private suites. If football isn’t your scene, we also boast the first all-professional baseball team. To live in Cincinnati is to live for baseball season and trips to the Great American Ballpark on The Banks of the Ohio River. Spending time in Cincinnati is easy and enjoyable, whether you decide to pet a shark at the Newport Aquarium, light something on fire at the Museum Center at Union Terminal, strap yourself in and fly over the crowd at King’s Island, or enjoy a night of dancing and a glass of wine at the Riverbend Music Center, you’ll never get bored exploring the city. If you’re looking for attractions more off-the-beaten-path, you can explore the city’s abandoned subway system, take a stroll around the gorgeous Spring Grove cemetery, or go check out the Capitoline Wolf statue, gifted to the city by an Italian dictator in the1930s. If you’re feeling even more courageous, go try one of the 41 local breweries, after taking a walk along the Brewing Heritage Trail.

Job Prospects

While it’s ideal to have a job before making a move, with Cincinnati having a slightly below average unemployment rate compared to the rest of the United States, Cincinnati has plenty to offer if you don’t. The city’s traditional strength lies in advanced manufacturing and engineering, but has recently expanded to include areas such energy, bio-health, consumer products, brand development and information technology. Known worldwide for Procter and Gamble soap products and the Kroger grocery chain, the city makes for an easier job search than some of its larger counterparts.

Outdoor Adventures near Cincinnati

Over the weekend, pack up the car and drive about an hour and a half east of Cincinnati for a breathe of fresh air. The magnificent, 16,000-acre wildlife reserve, known for its eleven unique preserves including: Ohio Brush Creek, Cedar Falls, The Wilderness, Buzzardroost Rock, Red Rock, Lynx Prairie, Cave Hollow, Hanging Prairie, Germany Hill Prairie, Abner Hollow and the Rieveschl Preserves, makes for a perfect weekend trip to get away from bustling city life. The area is speckled with hiking trails, nature walks, exhibits, and educational resources for people hoping to learn more about Appalachia near the ‘edge of Appalachia’ itself.

Whether you’re being transferred for work or just ready to move some place new, Cincinnati has plenty to offer for young professionals and families alike. The low cost of living will allow for a little extra money in your pocket to enjoy all of the activities and attractions the city has to offer. One thing is certain; Cincinnati has plenty to explore and you’re sure to find a hidden gem around every corner.

Vintage Charm with Modern Updates!

English Tudor Blocks from Mt. Lookout Square!

With over 2,100 sq ft of space, including vintage charm, and modern updates throughout. This includes four bedrooms and a study. The impressive kitchen boasts a Subzero refrigerator, Viking gas range, pot filler faucet, granite counters and tile floors. Half Bath on the first floor, Rookwood fireplace with transferable warranty, remodeled kitchen, replacement windows, newer HVAC, hardwood floors, oversized garage, partially finished lower level, and lots of shopping and restaurants nearby, along with Kilgour School within walking distance! Don’t miss out on this one!

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★Classic English Tudor with updates throughout!
★Quality craftsmanship and well maintained by owner.
★Sleek kitchen with custom cabinetry, granite counters, and high end appliances.
★Arched doorways, hardwood floors, built-ins, elegant natural woodwork.
★Spacious master bedroom with His and Her closets.
★Remodeled full bath with large tile shower stall with built-in soap + shampoo dispenser.
★Patio and yard are sure to be the highlight of many outdoor gatherings!
★Located in Kilgour Elementary school district.


Recent Improvements

• Chimney tuckpointed & water sealed, new Chimney crown installed.
• Rear chimney rebuilt from gutter line up w/new chimney crown’16-transferable 5 yr warranty.
• New garage door installed, Garage repairs with lifetime warranty.
• Main roof inspected, all flashings sealed and repainted ’17.
• New membrane roof over 3rd floor dormer bedroom’16.
• Replacement windows ’00- transferable warranty.
• Driveway repaired and seal-coated ’17.
• Slate patio with stucco privacy wall capped with vintage stone ’03.
• Replacement plumbing including whole house water filter.
• New 200 amp electric service panel installed ’12 w/whole house surge suppressor.
• High-efficiency, premium Trane Furnace, AC, air cleaner and humidifier installed ’12
• Hardwood floors refinished ’17.
• Interior painted ’17.
• Rookwood tile, wood burning fireplace-inspected, tuckpointed, smoke chamber parged ’17 – 5 year transferable warranty.


So many updates….schedule a showing to see in person!



Excellent walkable location just blocks to Mount Lookout Square!

513-560-6513   |   holly.finn@cbws.com   |   http://www.Finn-Team.com

Brick Ranch w private yard in Fort Mitchell

20 Thompson Avenue, Fort Mitchell, KY 41017

2 Beds | 1 Full Bath | 1 Partial Bath | 0.1722 Acres | 1 Car Garage | $174,900

This all brick ranch home has a covered front porch, attached garage (with door opener) with hardwood floors, eat-in kitchen and more!

The first thing you notice when you walk up to 20 Thompson is the great yard and covered porch! Walk in and enjoy the hardwood floors and fireplace in the living area. Continue on into the charming dining room, then into the spacious, equipped eat-in kitchen.

The home boasts two bedrooms, with the possibility of a third bedroom or study in the finished lower level.

Walk to Beechwood school, restaurants, parks, and convenient access to the highway!

Give us a call at 513.533.8081 so we can introduce you to your new home!



(Plus ONE LAST opportunity to own a part of Vivian Lofts!)

Stop by for hot dogs, beer, and more!

For every person in attendance, The Finn Team will donate $5 to Hurricane Relief funds in Texas and Florida to benefit the victims of these recent storms, so to do your part, you just have to SHOW UP!  

(Vivian Lofts’ developer just agreed to MATCH these, and all other donations!)

Three Essential Things to Include in Your Comprehensive Life Plan

Jackie Waters, a client and friend, recently went through the probate process after her mother-in-law passed away, and quickly realized she and her husband hadn’t done enough to plan for the future.

Sure, we have a retirement plan and a will, but I realized I wasn’t clear on whether our home would be passed on to our children if something were to happen to us. I also wondered when my husband and I should think about selling our home. We love it, but it will be hard for us to manage as we age. So, I did tons of research, and the more I learned, the better I felt.

We invited her to share some of her insight after wading the rough waters of the probate process and life planning. We hope you enjoy!

Do you work in an industry that crosses over with real estate?
Have you had an experience that made you “learn the hard way”?
Do you have a knack for the written word? (Even if you don’t, we have an editor on our team!)

We’re looking for more guest bloggers! Email us at holly.finn@cbws.com to find out more!

Guest Post By: Jackie Waters

It’s never too early to begin developing a comprehensive life plan that takes into account the safety (both financial and physical) of you and your family from the present to the future. Here are a few essential items that must be in any good life plan.

Financial considerations for your children

“Providing sufficient financial resources for your children’s care is your responsibility. And, as a responsible parent, you must take steps to protect what your children will receive … whether it’s through life insurance, savings or some other means,” says one CPA.

It’s vital to establish savings for the unfortunate event of your death and to make sure that your property is included in any sort of transfer. This can be done through trusts, regular savings or investment accounts, or through specific types of accounts like a 529 plan for college savings.

Disaster Preparations

Any good life plan won’t just think about financials, but will also cover some of the great curve balls life throws at you. One such curve ball some neglect to include in their life plan is the threat of a disaster, and how you must prepare your home for that unlikely (but often not too unlikely) event.

“Emergency preparedness is not only for Californians, Midwesterners and Gulf Coast residents. Most communities may be impacted by several types of hazards during a lifetime,” notes Ready.gov.

You should research your geographic area and make preparations based on what sort of disaster is the most likely to affect you. Fire, of course, is a threat to anyone with a home. Check here for great tips of home fire preparedness. When it comes to natural disasters, you may need to devote more planning toward storms and tornadoes, as opposed to hurricanes, if you live in one particular area and vice versa for another location. If you or a member of your family suffers from a disability like a visual impairment, special preparations may need to be made.

Smart investments

It’s hard – often downright impossible – to build a nest egg for retirement without making smart, sound investments. Investing in a Roth IRA, taking advantage of your employer’s 401(k) matching program, and putting some savings in a conservative investment fund are ways to be smart about letting your funds make money for you in the future.

Investing in real estate is another smart way to build your nest egg, but be careful. Many think that investing in real estate is easier than playing the stock market, and often find themselves in for a rude awakening. Click here for more information on real estate investment opportunities in your area. (Editor Note: Make sure you have a good real estate agent to walk you through this  sometimes difficult process!)

“Real estate investing really can be as conceptually simple as playing monopoly when you understand the basic factors of the investment, economics, and risk … However, keep in mind that ‘simple’ doesn’t mean ‘easy’. If you make a mistake, consequences can range from minor inconveniences to major disasters,” notes The Balance.

If you’re looking to get into real estate, first you need to understand the more than half a dozen different types of real estate investment strategies. For more information on residential real estate, commercial real estate, real estate investment trusts, and more, check here. (Editor Note: Or ask us.)

Your comprehensive life plan will need to include more than investments, nest eggs, college funds, and disaster prep, but any respectable life plan will put a heavy focus on these. Before beginning any life plan, first take some time to really think about what you want in life – 5, 10, 20, and 50 years down the road. Without a clear idea of your dreams and desires, your life plan will be too generic.

Photo Credit: Pixabay.com

Taste of OTR Living featuring Vivian Lofts!

This Saturday, August 26th, from 11am until 9pm, Tender Mercies is continuing its newest tradition, with the 5th Annual Taste of OTR, featuring tastings every 60  minutes, along with local brews and local bands! The event will benefit over 150 adults with mental illness, who are recovering from the trauma of homelessness.

The Taste of OTR features restaurants, food trucks and retailers, all of whom contribute to making OTR the rich cultural center of the Queen City. The event will also include a variety of local breweries, including MadTree, Fifty West, Braxton, Moerlein, Rhinegeist, Taft’s Ale House and more.

In conjunction with the Taste of OTR, Coldwell Banker West Shell’s Metro Office, along with the Finn Team, will host Taste of OTR Living from 1 p.m. to 4 p.m. on the day of the event. With over 30 units open to tour, visitors will get a fresh insight into the newest “City Living” homes on the market in the neighborhood.

Along this tour, just a block down from the Coldwell Banker offices, you’ll find Rick Finn and the Finn Team, providing tours of Vivian Lofts, some of OTR’s most interesting condos for sale. With local touches, and vintage pieces, with all the luxury you’ve come to expect, Vivian Lofts can provide anything from a downtown way-of-life, a weekend home or side income as a rental or Air BnB. Tourgoers are encouraged to stop by 1420 Elm Street and visit Rick at Vivian Lofts. Also, make sure you stop by the Coldwell Banker Metro Office at 1400 Elm (across from Washington Park) to receive a map of all homes on the tour.

CItyTour_eFlyer_14Aug17-01Finn Team Cincinnati Map

For more information on the 5th Annual Taste of OTR:




For more information on the Taste of OTR Living Tour, CLICK HERE.

For more information on Vivian Lofts, CLICK HERE.

For more information on the Finn Team, CLICK HERE.

August Home Checklist

Monthly home checklists are updated every year

With the transition from summer travels to the beginning of a new school year (and maybe some back-to-work blues), August can feel like a sudden downshift from the fun of vacation. Stretch out these last days of summer by squeezing in a few more home projects, savoring simple pleasures and, when the time comes, cleaning up the beach toys and preparing the house for a busy fall. Pick from these 13 to-dos to create your perfect August plan.


Originally posted by on houzz.com.

PRICE REDUCTION on contemporary Mount Lookout home!

2897 Alpine Terrace, Cincinnati, OH 45208

5 Bedrooms  |  4.5 Baths  |  2 Car Garage


An inspiring contemporary home built in 1969, combining architectural details with modern updates.  Located in one of Cincinnati’s most coveted neighborhoods; this luxury home that has it all! Featuring four levels, with elevator access to each.  Truly a unique property with numerous indoor and outdoor living areas.  The original owner spent over a million dollars to completely renovate the home in 2008.  Generous lot size offers plenty of options for outdoor activities.  Situated in a vibrant and highly desirable community, just 10 minutes to downtown Cincinnati.


  • Complete $1 million renovation in 2008.
  • 5,500 square feet of living space.
  • Contemporary home designed by local architect, Robert H. Springer in 1969.
  • Elevator
  • Over half acre lot (0.6 acres).
  • 2 Wood burning fireplaces.
  • Zoned HVAC system for high efficiency (2 furnaces/2 central air).
  • First Floor Master Suite.
  • 5 Bedrooms plus Study.
  • Hardwood floors, closet organizers, built-ins, surround sound, plenty of storage.
  • Screened in patio with built-in gas grill.
  • Gourmet kitchen includes: vaulted ceilings, skylight, huge island with Wolf cooktop & electronic downdraft system, Double oven, built-in refrigerator, secondary sink, bar.
  • First Floor Master Suite has walk-in closet, luxury master bath with double shower head, large vanity area.

Call us today so we can schedule a private showing!


Move-in Ready Bridgetown Ranch

3316 Starhaven Trail
3 Beds | 2.5 Baths | 2-Car Garage

This updated brick ranch with no HOA fees boasts an open floor plan with vaulted ceilings, skylights, imported Italian tile, hardwood floors, built-ins, first floor master suite and a new roof (2016)! The completely finished lower level was updated with new carpet in 2016 and has a gas fireplace and walk-out to a wooded, level rear yard.

Enjoy the summer on the tiered deck and rear patio in this Bridgetown beauty! Call us today for a private showing! 513-533-8081

Urban lofts in OTR; one block from Washington Park!

All units are one bedroom, 1.5 bath.

1A $264,900 650 sq ft  $130/month  Available
1B $309,900 800 sq ft  $154/month  Available
2A $264,900 650 sq ft  $130/month  Available
2B $309,900 800 sq ft  $154/month  Available
3A $264,900  650 sq ft   $130/month  Available
3B $309,900  800 sq ft   $154/month  PENDING
4A $274,900  650 sq ft   $130/month  Available
4B $309,900  900 sq ft   $154/month  Available

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Originally built in 1890, Vivian Lofts has just been revamped by 1422 Elm, LLC into chic loft space. This 4-story stone building is a contributing structure in the OTR landscape. The developer had the vision and passion to maintain historic elements, while adding all of the modern features buyers are looking for. He wanted to create a product that stood out from the rest of the condos downtown by integrating elements from Cincinnati’s history into each nook and cranny. The design intent for this building was to save the important architectural features, such as plaster walls, winding wood staircase, exposed masonry, stone facade, bay windows, and decorative detailing. The developer went above and beyond to reclaim bits of Cincinnati history to add to the already unique character of Vivian Lofts. To accomplish this, the developer brought in barrister cabinets, wooden mantles, newel posts in kitchen, and more.